{"id":61906,"date":"2023-02-09T14:37:44","date_gmt":"2023-02-09T22:37:44","guid":{"rendered":"https:\/\/www.squareone.ca\/soutien\/bases-assurance-conseils\/lexique-assurance\/definition-conditions-particulieres"},"modified":"2025-11-25T10:02:32","modified_gmt":"2025-11-25T18:02:32","slug":"definition-conditions-particulieres","status":"publish","type":"page","link":"https:\/\/www.squareone.ca\/fr\/centres-ressources\/lexique-assurance\/conditions-particulieres","title":{"rendered":"D\u00e9finition : conditions particuli\u00e8res"},"content":{"rendered":"<section id='intro' class=\"bg-shape-split bg-sub-page-hero\">\r\n<div class=\"bg-position\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row align-items-center\">\r\n<div class=\"col-12 col-lg-8\">               \r\n<h1>Conditions particuli\u00e8res<\/h1>\r\n<strong>Article r\u00e9dig\u00e9 par <a href=\"\/fr\/a-propos-de-nous\/contributeurs#seamus-mckale\" title=\"Auteur : Seamus McKale\">Seamus McKale<\/a><\/strong>\r\n                                        <p class=\"pb-3\"><strong>Article \u00e9valu\u00e9 par <a href=\"\/fr\/a-propos-de-nous\/experts\/daniel-mirkovic\" title=\"Expert : Daniel Mirkovic\">Daniel Mirkovic<\/a><\/strong><\/p>\r\n<p class=\"pb-4\" style=\"margin-top:-24px\">Mis \u00e0 jour le 6 novembre 2025<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"row\">\r\n<div class=\"col-lg-8\">\r\n<p class='mb-0'>Nom<\/p>\r\n<p>con-di-tions par-ti-cu-li\u00e8res | k\u0254\u0303disj\u0254\u0303 pa\u0281tikylj\u025b\u0281<\/p> \r\n<p class=\"display-4\"><strong><span class='text-orange'>D\u00e9finition :<\/span> une page (ou des pages) d\u2019une police d\u2019assurance qui r\u00e9sument l\u2019information cl\u00e9 de la police.<\/strong><\/p>\r\n\r\n<p class=\"display-4\"><i>Apr\u00e8s avoir re\u00e7u sa nouvelle police, Marie a soigneusement v\u00e9rifi\u00e9 les <strong>conditions particuli\u00e8res<\/strong> pour des erreurs.<\/i><\/p>                  \r\n<\/div>\r\n\r\n<div class=\"col-lg-3 offset-lg-1\">          \r\n<p class=\"mb-2 display-4 pt-4 pt-lg-0 pt-mb-0\"><strong>Th\u00e8mes<\/strong><\/p>\r\n<ul class=\"list-unstyled link-list display-4\">\r\n<li><a href='#What-it-is'>Qu\u2019est-ce que les conditions particuli\u00e8res?<\/a><\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>  \r\n<\/div>\r\n<\/div>\r\n<div class=\"bg-bottom\"><\/div>\r\n<\/section>\r\n\r\n<section>\r\n    <div class=\"container-fluid py-6\">\r\n        <div class=\"row\">\r\n            <div class=\"col-12 col-lg-8\">\r\n                <div class=\"row pb-6\">\r\n                    <div class=\"col-12\">\r\n                        <div class=\"card review\" style='background-color:#FFE0C9'>\r\n                            <div class=\"card-body\">\r\n                                <p class=\"h3\">L\u2019essentiel<\/p>\r\n                                <ul class='mb-0'>\r\n<li>Les conditions particuli\u00e8res d\u2019une police d\u2019assurance constituent un sommaire de l\u2019information cl\u00e9 de la police.<\/li>\r\n<li>Les conditions particuli\u00e8res sont \u00e9galement appel\u00e9es sommaire des couvertures.<\/li>\r\n<li>Il est important de passer en revue attentivement les d\u00e9tails des conditions particuli\u00e8res quand vous recevez des mises \u00e0 jour de votre police.<\/li>\r\n                                <\/ul>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n\r\n<h2 id=\"What-it-is\">Qu\u2019est-ce que les conditions particuli\u00e8res?<\/h2>\r\n\r\n<p>G\u00e9n\u00e9ralement, les conditions particuli\u00e8res se trouvent en d\u00e9but de la <a href=\"http:\/\/www.ibc.ca\/fr\/qc\/assurance-101\/liste-de-v%C3%A9rification-du-contrat-dassurance\" title=\"BAC : Liste de v\u00e9rification du contrat d\u2019assurance\" rel=\"noopener noreferrer\" target=\"_blank\">police d\u2019assurance<\/a>. Cette section est souvent plus d\u2019une page.<\/p>\r\n\r\n<p>Les conditions particuli\u00e8res comprennent les renseignements de base de la police. Chez Square One, nous l\u2019appelons \u00ab conditions particuli\u00e8res \u00bb. Certains fournisseurs <a href=\"\/fr\/habitation\" title=\"Assurance habitation\">d\u2019assurance habitation<\/a> emploient le terme sommaire des couvertures.<\/p>\r\n\r\n<p>Effectivement, les conditions particuli\u00e8res constitue un r\u00e9sum\u00e9 des renseignements essentiels de la police souscrite.<\/p>\r\n\r\n<p>Cela comprend ce qui suit :<\/p>\r\n<ul>\r\n<li>L\u2019assur\u00e9 d\u00e9sign\u00e9<\/li>\r\n<li>L\u2019adresse de l\u2019assur\u00e9 d\u00e9sign\u00e9<\/li>\r\n<li>L\u2019emplacement des lieux assur\u00e9s<\/li>\r\n<li>Le terme de la police<\/li>\r\n<li>Les couvertures de la police et les limitations des couvertures<\/li>\r\n<li>Les <a href=\"\/fr\/centres-ressources\/lexique-assurance\/franchise\" title=\"D\u00e9finition : franchise\">franchises<\/a> de la police<\/li>\r\n<li>Les avenants, les limitations et les autres renseignements cl\u00e9s de la police<\/li>\r\n<\/ul>\r\n\r\n<p>Lorsque vous recevez une nouvelle police d\u2019assurance, il faut passer en revue attentivement les conditions particuli\u00e8res pour vous assurer qu\u2019il n\u2019y a pas d\u2019erreurs.<\/p>\r\n\r\n<p>La plupart des polices d\u2019assurance ont un terme d\u2019un an. L\u2019un \u00e0 deux mois avant la <a href=\"\/fr\/centres-ressources\/lexique-assurance\/reevaluation-en-assurance\" title=\"D\u00e9finition : r\u00e9\u00e9valuation en assurance\">r\u00e9\u00e9valuation en assurance annuelle<\/a>, vous recevrez un nouveau document avec de nouvelles conditions particuli\u00e8res. Chaque ann\u00e9e, vous devez passer en revue vos nouvelles conditions particuli\u00e8res afin de rester au courant des changements \u00e0 votre couverture ou \u00e0 votre prime.<\/p>\r\n\r\n<p>Chez Square One, le sommaire de votre police s\u2019appelle \u00ab conditions particuli\u00e8res \u00bb. Vous le trouverez en d\u00e9but de la <a href=\"\/fr\/centres-ressources\/lexique-assurance\/police\" title=\"D\u00e9finition : police\">police<\/a> que nous \u00e9mettons. Remarquez que nos conditions particuli\u00e8res sont d\u2019habitude plusieurs pages.<\/p>\r\n\r\n<p><strong>Vous recherchez une d\u00e9finition en assurance?<\/strong> Consultez notre <a href=\"\/fr\/centres-ressources\/lexique-assurance\" title=\"Centre de ressources : lexique de l'assurance\">Centre de ressources&nbsp;: lexique de l\u2019assurance<\/a> pour acc\u00e9der \u00e0 des d\u00e9finitions faciles \u00e0 comprendre des termes les plus courants de l'assurance. Ensuite, <a href=\"\/fr\/soumission-assurance-habitation-en-ligne\" title=\"Obtenir une soumission d\u2019assurance habitation en ligne\">obtenez une soumission d'assurance habitation en ligne<\/a> en moins de 5\u00a0minutes et d\u00e9couvrez \u00e0 quel point l\u2019assurance habitation personnalis\u00e9e peut \u00eatre abordable.<\/p>\r\n\r\n<div class=\"row py-3\">\r\n<div class=\"col-12\">\r\n<div class=\"card review\" style=\"box-shadow: 0 2px 4px rgba(0,0,0,0.07);background-color:#f4f4f4;\">\r\n<div class=\"card-body\">\r\n\t<p class=\"text-primary h4\">\u00c0 propos de l\u2019expert&nbsp;: Daniel Mirkovic<\/p>\r\n\t<p>Cofondateur de Square One comptant plus de 25&nbsp;ans dans le secteur de l\u2019assurance, Daniel \u00e9tait vice-pr\u00e9sident des services d\u2019assurance et de voyage de la British Columbia Automobile Association (BCAA). Daniel est titulaire d'un baccalaur\u00e9at \u00e8s commerce et d'une ma\u00eetrise \u00e8s administration des affaires, tous deux obtenus \u00e0 la Sauder School of Business de l'universit\u00e9 de la Colombie-Britannique. Daniel est muni de la d\u00e9signation CAAC et d\u2019un certificat en assurance de dommages niveau&nbsp;3 en Colombie-Britannique, en Alberta, en Saskatchewan, au Manitoba et en Ontario.<\/p>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/section>\r\n<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@graph\": [\r\n    {\r\n      \"@type\": [\"WebPage\", \"DefinedTerm\"],\r\n      \"@id\": \"https:\/\/www.squareone.ca\/fr\/centres-ressources\/lexique-assurance\/police\",\r\n      \"url\": \"https:\/\/www.squareone.ca\/fr\/centres-ressources\/lexique-assurance\/police\",\r\n      \"inLanguage\": \"fr-CA\",\r\n      \"isAccessibleForFree\": true,\r\n      \"name\": \"Conditions particuli\u00e8res\",\r\n      \"description\": \"La page (ou les pages) d\u2019une police d\u2019assurance qui r\u00e9sume l\u2019information cl\u00e9 de la police.\",\r\n      \"inDefinedTermSet\": {\r\n        \"@type\": 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Apr\u00e8s avoir re\u00e7u sa nouvelle police, Marie a soigneusement v\u00e9rifi\u00e9 les conditions particuli\u00e8res pour des erreurs. Th\u00e8mes Qu\u2019est-ce que les conditions particuli\u00e8res? L\u2019essentiel Les conditions [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":53157,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-article-new.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-61906","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/pages\/61906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/comments?post=61906"}],"version-history":[{"count":29,"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/pages\/61906\/revisions"}],"predecessor-version":[{"id":77530,"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/pages\/61906\/revisions\/77530"}],"up":[{"embeddable":true,"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/pages\/53157"}],"wp:attachment":[{"href":"https:\/\/www.squareone.ca\/fr\/wp-json\/wp\/v2\/media?parent=61906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}