Hail can occur during any season. While there are some steps you can take to prevent hail damage, the only way to financially protect your family and home against hail damage is to buy insurance. In Canada, most home insurance providers include hail damage protection in the policies they offer. Policies from Square One include hail coverage automatically, except in certain high-risk areas. In those cases, you can still choose to add hail coverage if you wish. To learn more about hail damage insurance, review the information provided below.
Does home insurance cover hail damage? |
Most home insurance policies include damage caused by hail, or at least offer the option to add hail coverage for an added cost. At Square One, home insurance policies automatically cover hail damage in most locales. In areas where hail damage isn’t automatically covered, you can easily add it to your policy if desired. With us, you get one of the most comprehensive policies. |
|
What does hail damage insurance cover? |
Hail damage to your home is covered on most policies. But there are often some conditions. For instance, if your roof is damaged by hail, you may not be paid the full cost to replace it if it was fairly close to the end of its life expectancy. If wear and tear was partially responsible for the roof being susceptible to damage, depreciation may be applied to your settlement. Any damage that is a result of regular wear and tear is not covered by insurance. Home insurance wordings are not always the easiest to read or understand, so to find out exactly what you’re insured for, you may need to consult your insurance provider. |
|
How much does hail damage insurance cost? |
When covered by a home insurance policy, the cost for hail insurance is built into the base premium. You likely won’t see a separate charge for this coverage. This is also true for most policies from Square One. If you’re presented with the option to add or decline hail coverage, you’ll be able to see the cost of including it during the quote process. |
|
What is the deductible for hail damage? |
Typically, the standard policy deductible applies for hail damage. This is the case for policies from Square One, except those in high-risk areas. Customers in those areas can choose to exclude hail coverage entirely, or include it with a $5,000 hail deductible. |
Your time matters, and so does your stuff. Get a personalized home insurance quote in 5 minutes. That’s less time than it takes to wait in line for coffee.
Before you start, please review our Privacy Policy and Terms of Use.
Don’t just take our word for it. Here are some of the reviews that contribute to our average rating of 4.8 stars out of 5. Want to read more? Visit our reviews page.
I just insured with Square One, and the major difference is that they make it so easy to do online. The process is accessible, clear, and comprehensive. In a world where admin is so onerous, this was refreshing and so welcome!
I don’t typically write reviews, but on this occasion, I have to admit that it is with great pleasure that I write a positive review on the experience I had with Square One and Sam Seha (building adjuster). The heavy wind in the Niagara region literally blew the shingles off the roof of my house. I submitted a claim on May 20, and 8 days later, all has been resolved. Quite impressive to say the least.
I can’t say enough good things about Square One. From the moment I signed up, their team was incredibly helpful, guiding me through the process with clear explanations and no pressure. The coverage options are flexible and affordable, perfectly tailored to my needs. Their customer service is top-notch, always friendly, and ready to answer any questions. I feel confident knowing I’m protected by a company that truly cares about its customers. I highly recommend Square One to anyone looking for reliable car insurance!
I've had a great experience with my insurance agent, Rebecca. The process was smooth from the very beginning — clear communication, quick responses, and genuinely helpful support. She made it easy to understand my coverage and always took the time to answer my questions without rushing. Reliable, trustworthy, and client-focused — I would definitely recommend them to anyone looking for solid car insurance and great advice!
By far the best insurance provider I have dealt with. I am so glad to have found Square One and to be a client. Today, I dealt with Himalee Jayasooriya by telephone and she was so knowledgeable, pleasant, and helpful. This meant a lot to me being a senior, and she easily and quickly expedited all my car insurance needs. No nonsense, just great service and a great product.
I completed the comprehensive online application for only home insurance as I do not drive. It took a while covering pretty much everything I could think of. The given price of the premium was almost unbelievable. So much so, that I felt I needed to follow up with a phone call. I spoke with a rep that was very knowledgeable, and helped me along with reasonable suggestions and provided recommendations, ensuring the apples to apples coverage. I was extremely pleased with the price of the premium that was a staggering $748 less than my current insurance provider! Thanks so much Square One!
I recently purchased condo insurance from Square One online, and the experience was fantastic. The process was straightforward, user-friendly, and incredibly efficient. The ability to customize my coverage and get everything done quickly without hassle was a big plus. Highly recommend to anyone looking for a smooth and transparent insurance buying experience!
This was the smoothest online buying experience I have ever had. Before Square One came to my attention, I suffered through a number of long-winded and frustrating review processes with other brand name insurers, only to be informed at the end of the process that they do not provide short-term renters insurance! Square One not only provides very cost-effective coverage, but the process was exceptionally painless. Highly recommended!
These guys are terrific! The entire online experience of purchasing was the easiest ever, and they blow the 'big guys' out of the water! The customer reps are exceptionally friendly, kind, and patient... I can't even begin to tell you. I also dealt with Rachel LaHay... she was outstanding and deserves a raise, recognition, and promotion. Not to mention, Square One is the cheapest quote I saw anywhere in Toronto. Thanks guys!
This entire process was the most painless I've experienced while getting auto insurance. The two folks I spoke with, Eran and Stephanie were delightful and absolutely helpful. 10/10 would do it again.