Home insurance for as little as $12/month
Our policies start at $12/month, making them among the most affordable in all of North America — and the only ones you can customize to your needs. With us, you won’t be asked irrelevant questions or offered unneeded protection. Choose what to insure, and only pay for what you need. That means you get more relevant protection and save money.
Complete protection for your house and personal property in 5 minutes. Personalize your house insurance policy to meet your unique needs. Relevant protection at a great price.Learn more
Most providers offer town house owners the same home insurance policy they offer to house owners and tenants. With us, you get coverage designed precisely for your unique needs.Learn more
As a condo owner, you have unique insurance needs. In addition to protecting your personal property, you need protection for improvements made to your unit, damage to other units, etc.Learn more
The type of home insurance you need as the owner of a semi-attached house depends on how ownership is registered. The two most common types of title are freehold or condo/strata.Learn more
It’s more challenging to insure rental properties than it is to insure primary residences. Not with us. We make it easy for you to properly insure your rental properties.Learn more
It’s easy to insure your vacation properties with us. In fact, we don’t force you to insure your primary residence with us in order to get protection for your vacation properties.Learn more
If you rent your home, you know there are few things more important than tenant insurance. With policies starting at $12/month, it’s easy and affordable to protect the things you love.Learn more
Looking for another type of home insurance? No problem. Whatever type of home insurance you need, you can get a policy from Square One that’s got exactly what you want.Learn more
Don’t see the policy type you need? Send us an email, and one of our agents will get back to you right away.
Most policies make you pay extra for critical protection you need. And, some policies only protect against specific loss types.
With Square One, you get comprehensive coverage that protects against all major loss types. This includes coverage for break-ins and burst pipes. Plus, the policy automatically protects against:Fires Hailstorms Water backups
Traditional policies provide too much protection for china, silverware and oriental rugs, and not enough for cameras, computers and cell phones. At Square One, electronics are insured as personal property, without pesky sub-limits.
As for specialty property, you can choose what to insure and you do so on a blanket basis. That means if you own 3 pieces of jewellery, each worth $5,000, you can simply select a $15,000 jewellery limit. We’ll only ask for an appraisal for individual items worth $6,000 or more.