Insurance is sold by Square One Insurance Services (1410-650 W Georgia St, Vancouver, BC V6B 4N8) (“Square One”). Home insurance is underwritten by The Mutual Fire Insurance Company of British Columbia (“Mutual Fire”). Legal protection insurance is underwritten by HDI Global Specialty SE ("HDI"). Car insurance (only sold in Ontario and Quebec) is underwritten by Zurich Insurance Company Ltd (Canadian Branch) (“Zurich”). In Quebec, Square One is an exclusive agent of Mutual Fire and distributes: (1) legal protection insurance pursuant to a network agreement between Mutual Fire and HDI; and, (2) car insurance pursuant to a network agreement between Mutual Fire and Zurich. Please refer to your policy declaration and policy wording for all the terms and conditions applicable to your policy. If there is inconsistency between any information on this website and your policy declaration and/or policy wordings, your policy declaration and/or policy wordings will prevail.