Tenant insurance discounts and savings

Comprehensive tenant insurance doesn’t have to break the bank. At Square One Insurance Services, multiple discounts and savings can apply to your policy, helping you make your tenant insurance more affordable. Discover how you can get a personalized and affordable tenant insurance policy and start saving today.

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If you’re a senior, you could save money on your tenant insurance policy. Seniors often have fewer claims compared to other demographics.

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Loyal customer

At Square One, we think loyalty should be rewarded. That’s why, as a long-term customer, you’ll receive a loyalty discount that’s automatically added to your account at the time of renewal.

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Claims free

If you haven’t had a claim in the three years preceding the purchase of a new tenant insurance policy, you could be eligible to receive a claims free discount. The longer you stay claims free, the more you can save.

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New home

Newer homes tend to have fewer claims. If your home is new or only a few years old, your home insurance premium may be lower.

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Fire protection

TThe distance from your home to a responding fire hall, as well as to any fire hydrants, impacts your home insurance premium. You may receive a lower premium if your home is located close to a fire station and a hydrant.


Payment history

By paying your insurance premiums on time and avoiding any cancellations for non-payment, you could receive a lower premium on your tenant insurance than those who do not pay on time.

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Insurance score

An insurance score is determined by multiple factors that insurance providers use to calculate the risk involved with insuring you and your property. If you improve your insurance score, you could receive a better premium on your tenant insurance over time. To learn more, visit A Guide To Understanding Your Insurance Score.

How are discounts applied to my policy?

Your discounts and savings are automatically applied during the quoting process. They are reflected in your premium when you buy and at the time of renewal. Unsure if you qualify for a discount? Call 1.855.331.6933 and a licensed agent will be happy to assist.

Want to save more money on your tenant insurance policy? Here are 9 other ways you can save money on your policy payments.