home insurance Simplified
Get an online home insurance quote in 5 minutes.
Your time matters, and so does your stuff. Get a personalized home insurance quote in 5 minutes. That's less time than it takes to wait in line for coffee.
Your time matters, and so does your stuff. Get a personalized home insurance quote in 5 minutes. That's less time than it takes to wait in line for coffee.
Looking for Toronto home insurance? You've come to the right place. Square One offers the only policy in North America that can be personalized to your individual needs. That means you decide what to insure, so you only pay for the protection you need. You also get to choose from a wide range of coverage and deductible options.
Want to specifically find condo, homeowners, or tenant insurance in Toronto? Once again, you've come to the right place. Use the links below to get a quote and purchase the type of insurance you need.
Don't just take our word for it. Here are some of the reviews that contribute to our average rating of 4.7 stars out of 5. Want to read more? Visit our reviews page.
Getting tenant insurance has never been this personalized. I enjoyed that you could truly cater to what kind of home you are living in. With a click of a button, the value of your insurance would change so you could see the quote change as you figured out what works best for you. Very intuitive and user-friendly.
I know only what I've had to learn about home insurance and it is always a daunting process. I felt motivated at 12:55 am to finally go to Google and fight through a quote, and at 1:08 am I got the confirmation email of my new policy. I feel more confident in than any time I've tried to keep up with someone on the phone. The expert opinion line was so appreciated, and it was remarkably easy to customize a policy that will let me sleep easier, starting tonight!
I was very satisfied with the outcome of my claim and the support received throughout. My apartment flooded when a radiator cracked. We had to leave for 9 days and many personal belongings were destroyed. This was the first time I'd ever needed to make any type of insurance claim, and I expected the worst. However, Lisa was very helpful, arranging for reimbursement for accommodations right away and helped me to recoup on the content losses from the flood. I would recommend using Square One for renters insurance.
I have only ever used Square One for my rental insurance. They have such an easy straightforward way of doing things through their website. It really makes it easy to choose what you need and what you don't. Moving is a breeze, just change your address and your settings are all saved for you. All at an affordable price? Can't go wrong!
I called various insurance providers to get quotes for my home insurance, but once I spoke to Kayla at Square One, it was clear that she had an in-depth knowledge of Square One products. Kayla had the patience to understand my needs and guide me through the entire process, an exceptionally intuitive approach and she tweaked the policy to my specific needs. I ended up switching home insurance for my other house too which I hadn’t planned. Thanks to Kayla for helping me save money without compromising my core needs.
I had the unfortunate experience of navigating a flood shortly after moving into our new apartment. It's supposed to be a pain in the rear to go through the claims process. It's confusing, it even feels a bit embarrassing—but the team at Square One (and their partners) were incredible to deal with. They made a really bad situation good(-ish). Super responsive, sympathetic to what happened, treated me like a human. I'm a customer for life ... if only they offered more than just property insurance!
I called to transition my policy to another type. I was worried it would be complex and time-consuming. Instead, it was easy peasy, smooth, and everything was reviewed with me and all my questions answered. I'm always so impressed by Square One!
I asked quotes from a variety of providers, and after going through reviews and coverages, I'm glad I chose Square One. Whereas other companies automatically add coverage for things you might not need (jewellery, sporting equipment, etc.), Square One allows you to decide what you want covered and just how much you want the coverage and deductible to be. I'm feeling extremely comfortable moving into my new place with this policy... although I sure hope I never need to use it!
This is my first insurance policy purchase and it was super easy! I felt like everything was explained clearly and I understand my policy completely. And best of all, it took less than 10 minutes on my laptop to do!
After struggling with several brokers and insurance providers over the phone to get a reasonably-priced quote, I decided to give this one a try. Quick, easy, and very reasonable prices. No phone, just a simple form filled out online and a standard online payment. Proof of insurance ready immediately. All insurance should be this simple.
4.7 out of 5. That's how customers rate Square One Insurance Services after writing 42,137 reviews. And with an A+ rating from the Better Business Bureau, people clearly love the way we're changing home insurance.
With Square One, you can get a quote, buy a policy and even submit a claim – all online, from the comfort of your own home. Quotes and policies are managed through your online account, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.
All policies from Square One represent the highest level of protection currently available in Canada. We make it easy for you to protect your home against common perils (such as water damage and theft) and we even cover the costs of rebuilding your home to meet the latest bylaw or code changes.
Get the peace of mind you deserve. Simply insure your home to Square One’s suggested limit and, if you experience a loss, we’ll rebuild your home, even if the cost of doing so exceeds your limit of insurance.
All policies protect most common personal property items including laptops, smartphones and furniture. If you own specialty property (such as bicycles or fine arts) you can also add coverage to your policy. That way, you only pay to insure what you actually own.
Making a claim with Square One is easy. In fact, most of the process can be done online. You'll get your own dedicated adjuster to work with you from start to finish to make sure you’re back on your feet in no time. And, Square One pays out on over 90% of all claims submitted.
We’re confident you’ll love our service and stay with us. That’s why we don’t lock you into a contract. With us, you can pay monthly or annually and there’s no fixed-term contract. You can also change your payment preferences through your online account.
ready for an online quote? Policies start at $12/month if you rent your home and $40/month if you own your home. To see how much you can save with Square One, get a personalized online quote now.
The insurance industry doesn't have the greatest reputation when it comes to claims. Many people fear their insurer will go to any length possible to avoid paying claims. At Square One, we’re different. We're there when you need us most.
How different? Legal jargon can be confusing, so we've created a transparency page to translate the legal language of your policy into plain English.
We're committed to changing how you think of insurance. We'll make sure your claim is handled quickly and fairly.
See Our Transparency Page
The biggest problem with making a claim is not having the right protection. With a policy that's tailored to your needs, you get the best protection possible.
We guarantee a fast response when you need it most. Not an emergency? No problem. Your adjuster will still be in touch within one business day. It's your home, and your stuff, so we keep you in the loop.
A single dedicated adjuster works with you from start to finish. Without the need to repeat the details of your claim, you'll be back on your feet in no time.
In 5 minutes, you can get a free quote online.
Love your quote? Buy online or save for later. Or, call 1.647.749.6933 for assistance.
Provided below are statistics on the percentage of Square One customers that add each class of specialty property to their policies.
Provided below are some basic resources for those of you who may be new to Toronto. These resources range from a background on the city to tips on planning a move.
Toronto, a metropolitan city in the province of Ontario, has a population of 2,615,000 people, which makes it the largest city in Canada. Additionally, with a population of 5.5 million, the Greater Toronto Area is the highest populated metropolitan area in Canada.
Toronto is known for its prominent music, theatre, movie, and television industries especially since it’s the headquarters for Canada’s national broadcast network. It has a land area of 1,655 square kilometers, making it the largest Canadian municipality, and the 97th most densely populated city in the world.
At 710 acres, the Toronto Zoo is one of the largest in the world. Among the over 5,000 animals are a baby gorilla, giant panda, and the giraffes. Unique to the Toronto Zoo is a summer water park complete with water slides. Each fountain in the splash park is designed to look like the animals on exhibit.
The Eaton Centre, comprised of over 250 stores, is known for more than just a place to shop – it’s an architectural interest. The mall consists of different department stores, exclusive shops, neighborhood retailers, and several unique restaurants. With over one million visitors each week, it is one of Toronto’s top destinations.
Before your move, consider following the steps below to make the entire process as easy as possible.
Select your movers: First, decide whether or not you’re going to hire a moving company. See what needs to be moved from your home, and the help that would already be available to you. If you have lots of willing friends and family, moving without a company will save you money. However, if you have any large items such as a piano, hiring a moving company may be a good idea. While there are several moving companies in Toronto, Toronto Service Center, Cargo Cabbie, and Ninja Movers are common choices.
Get necessary supplies: The next step is to gather the supplies you’ll need for when it comes time to pack and move. These include boxes, tape, labels, bubble wrap or other specialty packaging, and a dolly. The average person can expect to spend up to $250 on supplies which can vary depending on the size of your family.
Pack smart: Remember that you’ll want essential items unpacked immediately, and ready to use that night. It’s no fun going through multiple boxes for only one or two items. You should keep the essential items within easy reach so they can be unpacked first. These commonly include, utensils, clothing, pots and pans, bedding, and curtains.
Keep your receipts: If you moved closer to work by at least 40 kilometers, the Canada Revenue Agency allows you to deduct some moving expenses from your income. Visit the CRA to learn more.
Now that you’ve moved into your new residence, you’ll need to set up any arrangements that you may have used at your previous home.
Obtain or update your driver’s license and car insurance: Now that you’re a new Toronto resident, you’ll want to update or obtain a new drivers license to reflect your new address. While there are several different options, PC Auto Insurance and Allstate Auto Insurance are common options.
Update your mailing address: Now that you’ve moved addresses, you’ll need to update your account and set up mail forwarding through Canada Post to ensure you don’t miss any important letters or packages. Visit Canada Post’s website to get started.
Find local schools, daycares, and health professionals: If you have children, you should find both a local school or daycare. Because daycares in Toronto are popular, it’s important to enroll your children as soon as possible. Visit the local school directory and daycare options to learn more. Now that you’ve moved, chances are you’ll need to change your doctor, dentist, chiropractor, or other health professional, including veterinarians. Visit The Province of Ontario to find services and resources.
Update your banking information: If the bank you were using prior to your move does not operate in Toronto, you need to find a bank or credit union that does. While there are several different options, the most common in Toronto are RBC, TD, and BMO.
Once you’ve moved into your new home, you’ll need to set up different accounts and think about some services to complete your move.
Cable and phone service providers: It’s almost essential to setup your cable and phone service once you’ve moved to a new residence. There are several different options available in Toronto, however the more common companies are VMedia, Zazeen, and Rogers.
Hydro, electricity, and gas providers: Just like cable and phone services, you can’t operate your home without necessary accounts with hyrdo, electricity, and gas companies. While there are several options available in Toronto, RiteRate and Hydro One are common choices. It’s important to note that some municipalities may supply utilities to their residents themselves.
Home insurance providers: You’ve just moved into a home, it’s possibly your biggest investment to date and you want to make sure it’s protected! Visit the Square One home insurance page to find out which policy best suits your needs and to receive an online quote.
Landscaping companies: After moving into your new home, if there are any major changes you’d like to make to your lawn it may be best to hire a landscaping company. There are hundreds of options in Toronto, but Green Apple, M.E Contracting, and Greenbloom Landscaping are common choices.
With any new home, you need to be prepared in case something does go wrong. It’s a good idea to have a resource readily available for finding companies that can offer quick repairs.
Plumbing: While there are hundreds of different options when it comes to plumbing repairs in Toronto, this list of companies will help kickstart your search.
Restoration and renovation: If your new home needs any repairs or upgrades, it’s a good idea to check with a restoration or renovation company to make sure you’ve found the root causes to any problems. Check out Square One’s list of restoration contractors as well as a list of Toronto renovation companies to help start your search. Additionally, feel free to browse though Square One’s home improvement resource center to learn more.
Electrical: Loss of power is one of the last thing’s you want to deal with once settled into a new home. If the problem isn’t linked to your electricity provider, you should contact an electrician. While there are several different options in Toronto, HC Electrical, Astron Electric, and Hi-lite Electric are common choices.
Heating, ventilation, and air conditioning: If you ever notice that your new home is either too hot or too cold, it may be due to an HVAC issue which you’d want to get looked at immediately. Again, while there are several options in Toronto, AtlasCare, Belyea Brothers, and Laird and Son are popular choices.
Find out how affordable personalized home insurance can be in 5 minutes with an online quote.