Reviewed by Arthur Kavanagh
The last time you looked for a new home, you probably had a shopping list: three bedrooms, two bathrooms, fireplace, lots of storage space. You probably didn’t give the in-home wiring a second thought. As long as you can plug something in and it works, it’s all good, right? Not necessarily. If your home has aluminum wiring, you could be in trouble in more ways than one.
Aluminum wiring, though not used anymore, was once considered a safe and inexpensive alternative to copper. Copper wiring is really the wiring of choice. But for a while between about 1965 and 1974, copper was so expensive that everyone was looking for a way to cut costs when wiring a home. And voila! Aluminum wiring was the answer. However, it didn’t take long (about a decade) to discover that aluminum wiring tended to become defective faster than copper. In fact, if left neglected, a serious fire hazard could be lurking in outlets, light switches, or fixtures, as the electrical connections cause overheating in the wiring.
The Canadian Standards Association says that aluminum wiring in houses manufactured prior to 1972 are 55 times more likely to have a connection reach fire hazard conditions, compared to copper. So not only are you at higher risk of fire but, due to the increased fire risk, you may have a hard time finding an insurance company to provide you with home insurance.
If you’re not sure whether or not you have aluminum wiring in your house, take a look at the wires where they may be exposed, such as between open floor joists, in the basement or attic, or at the electrical panel. The BC Safety Authority advises if the wiring is aluminum and was manufactured before May 1977, the outer covering of the cable will be marked, at least every 12 inches, with the word ALUMINUM, or an abbreviation, ALUM, or AL. If the cable was manufactured after May 1977, the marking might be either ALUMINUM ACM, ALUM ACM, or ALACM.
Aluminum wiring works the same way as copper wiring, but there is a significant problem which has made aluminum a thing of the past when it comes to wiring homes. The main danger with this wiring is in the connections. When electricity passes through electrical cables and connectors, the wires expand and heat up. One of the issues with this type of wiring is that it expands three times more than copper does. In other words, it has a much higher rate of thermal expansion. When the electricity is turned off, the wires and connections cool down and contract. All the expanding and contracting will eventually open up a gap, exposing the wire to air. The resulting oxidization causes the connection point to get even hotter. Over time, the connection can become loose, creating arcing which in turn may result in a fire hazard. See Power Check for more details.
Aluminum wires tend to oxidize and are not compatible with devices designed to be used with copper wiring. If any wiring upgrades or alterations have been done by do-it-yourselfers or unqualified electricians, you could have a problem. The BC Safety Authority has information on the specific requirements of devices to be used with aluminum wiring.
The International Association of Certified Home Inspectors has some great information on aluminum wiring. They state that aluminum possesses certain qualities that, when compared with copper, make it an unfavourable material as an electrical conductor. These qualities will lead to dangerous, loose connections, as mentioned above, with fire hazards becoming more likely. Some of these qualities are:
In some cases, copper and aluminum wiring in houses have been combined over the years. This can pose an extreme hazard unless all the proper aluminum-to-copper connectors have been used. Because of the different degrees of expansion and contractions, gaps can occur, causing serious fire concerns.
You may not think there’s anything wrong with your aluminum wiring since you haven’t had any problems to date. But issues can take a long time to appear. It’s wise to have an electrician check your wiring before anything goes wrong.
Call someone right away if you noticed any of the following:
All of these things could indicate a potentially serious problem with the wiring. International Association of Certified Home Inspectors advises that the US Consumer Products Safety Commission recommended the following corrections for aluminum wiring:
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It is highly recommended to have a licensed electrician inspect your wiring. However, even if everything looks great, expansion and contraction will continue, and could still cause loose connections in time. As a result, some experts recommend that aluminum wire systems be inspected every five years. On a regular basis, you can check for signs of scorching, loose wires, or odour simply by removing the cover plates and looking at the wires.
Electrical contractors can assess your wiring, make necessary repairs, and provide you with a Certificate of Inspection for your records. Your insurance company may want a copy of the certificate as well.
As with most things, regular inspections and maintenance will help keep your wiring operating safely. Often electricians say aluminum wiring can be just as safe as copper, as long as all of the electrical connections are made of materials approved for aluminum wiring, and are properly maintained. The terminations, where the wiring joins with the panel or a device, are where the majority of the issues occur.
Your home insurance company will want to know the type of wiring your home has, and how long it has been in place. If you are considering buying a home with aluminum wiring, you might want to check with your insurer to see if there are any specific requirements. Some insurance companies may be unable to insure your home unless the whole home is rewired, while others will be content to know that all the proper connections have been used, and the house has been inspected and approved by a licensed electrician. Keep in mind that with the perceived higher risk of problems with aluminum wiring, you may have trouble finding an insurer, or you may have to pay a higher premium.
It’s difficult to say precisely how much it will cost to rewire your home because every job can fluctuate in scope. For example, the cost will depend on the overall condition of the property, the age of the house, the general accessibility of the wiring itself for an electrician, and other unexpected oddities that inevitability crop up during any renovation.
A rough estimation might imply that you could expect to pay between $8,000 – $15,000 to rewire a 1,500 – 3,000 square foot home, for example, but you can probably glean from those wide-ranging numbers just how unexpected overall costs can be. Your best bet, in this case, would be to consult an electrician and ask them for a full estimate of your home, and perhaps even shop around to see how their quote compares to competitors.
If your home was built between the mid-1960’s and 1970’s, it’s entirely likely that copper wiring was used as a means of cutting down on costs. The price of copper, which is often used in wiring due to its high conductivity, skyrocketed during this time, leading to many people leaning toward the cheaper alternative of aluminum to keep their construction projects from burning a hole in their pockets.
The largest issue (and danger) with this type of wiring stems from its connection points, where the metal material is exposed directly to the air and is thus much more likely to corrode and rust. The result is a point of friction where the connection falters, which in turn generates more heat and, in time, could put your house at risk of fire. Aluminum is also more likely to expand and contract as its electrical load fluctuates, which can cause the wiring to wiggle loose of its securing points and potentially spark or short circuit as it bumps up against nearby materials.
There’s also the risk that your home is wired in part with aluminum and in part with copper or another metal. This has the potential to cause chemical reactions if the two dissimilar metals meet at any point on the grid. This unfortunate circumstance can lead to reduced conduction rates and higher failure rates.
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Even when you take precautions, accidents can happen. Home insurance is one way to protect your family against financial losses from accidents. And, home insurance can start from as little as $12/month.